California Financing Program

  • Economic Development
    • USDA Business and Industry Direct Loan Program
      Operated by the U.S. Department of Agriculture (USDA), this program provides loans to private parties to be used for improving, developing, or financing business and industry, creating jobs, and improving the economic and environmental climate in rural counties.
    • USDA Business Programs
      Various loans to promote rural economic and business development.
    • U.S. Small Business Administration
      The U.S. Small Business Administration provides financial, technical, and management assistance to help Americans start, run, and grow their businesses.
    • Small Business Financing Loan Programs
      Operated by the U.S. Small Business Administration, this site is an index of loans available for small businesses.
    • Small Business Surety Bond Program
      Operated by the U.S. Small Business Administration, this program can guarantee bid performance and payment bonds for contracts up to $1.25 million for small businesses that are unable to obtain bonds through regular commercial channels.
    • Small Business 7(A) Loan Guaranty Program
      Operated by the U.S. Small Business Administration, this program provides loans to small businesses unable to secure financing on reasonable terms through normal lending channels.
    • Community Facilities Loan Program
      Operated by the U.S. Department of Agriculture, this program provides loans for public community facilities in rural areas and towns.
  • Energy
    • California Energy Commission
      Provides energy-related financing programs, technical assistance, and energy-reduction informational resources to local jurisdictions and private entities.
  • Environmental
    • Border Environment Infrastructure Fund
      Operated by the North American Development Bank (NADB), this fund facilitates financing for the development, execution and operation of environmental infrastructure projects in the U.S.-Mexico border region by combining grant funds with loans or guaranties for projects that would otherwise be financially unfeasible.
    • Department of Resources Recycling and Recovery (CalRecycle) brings together the state’s recycling and waste management programs and continues a tradition of environmental stewardship. This Department offers two loan programs: Recycling Market Development Zone (RMDZ) Loans:Provides direct loans to businesses that use postconsumer or secondary waste materials to manufacture new products, or that undertake projects to reduce the waste resulting from the manufacture of a product. Greenhouse Gas Reduction Loans:Provides loans to promote in-state development of infrastructure to process California-generated organics and other recyclable materials into new value-added products.
    • Community Assistance Program (CAP)
      Funded with NADB retained earnings, this program offers grant financing to support the implementation of projects sponsored by public entities in all environmental sectors elegible for NADB financing.
  • Health Facilities
    • California Health Facilities Financing Authority (CHFFA)
      Operated by the State Treasurer’s Office, this Authority provides financial assistance to both public and non-profit healthcare providers in California through loans funded by the issuance of tax-exempt bonds.
    • Cal-Mortgage Loan Insurance Program
      Operated by the Office of Statewide Health Planning Department, this program provides loan insurance for health facilities in order to stimulate the flow of capital into health facilities construction, improvement, expansion, acquisition, and refinancing to foster and meet the need for new, expanded, and modernized public and non-profit health facilities.
    • Department of Health Services
      The California Department of Public Health receives funding from the state budget and from the federal government for disbursement to local health-reated entities and others to promote better health for all Californians.
    • California State Office of Rural Health
      The California State Office of Rural Health (CalSORH) collaborates with public and private entities statewide, and at the regional and national levels to increase rural access to health care. This program provides an institutional framework linking small rural communities with State and Federal resources.
  • Housing
  • Infrastructure
    • California Infrastructure and Economic Development Bank (IBank)
      IBank was created in 1994 to promote economic revitalization, enable future development, and encourage a healthy climate for jobs in California. IBank has broad authority to issue tax-exempt and taxable revenue bonds, provide financing to public agencies, provide credit enhancements, acquire or lease facilities, and leverage State and Federal funds.
  • Ports
    • California Department of Boating and Waterways
      This Department offers several loans for the development of marinas, expansion and/or improvement of boating and ancillary facilities available to the public, and for construction of new small craft harbors or expansion of existing berthing facilities.
  • Public Schools
    • Office of Public School Construction
      Operated by the Department of General Services, this Office provides links to various programs and services relating to school construction and maintenance.
    • Deferred Maintenance Program
      The State School Deferred Maintenance Program provides State-matching funds, on a dollar-for-dollar basis, to assist school districts with expenditures for major repair or replacement of existing school building components. Funds are also provided for emergency hardship projects where the work must be completed within one year.
  • Water
    • Drinking Water State Revolving Fund Program
      Operated by the State Water Resources Control Board, this program provides funding for water related projects including, but not limited to: replacing aging infrastructure, land acquisition, consolidation of a public water system, and planning and designing a drinking water project.
    • State Water Resources Control Board
      “The State Water Resources Control Board’s mission is to preserve, enhance and restore the quality of California’s water resources, and ensure their proper allocation and efficient use for the benefit of present and future generations.” The Division of Financial Assistance (Division) administers the implementation of the State Water Board’s financial assistance programs. The State Water Board offers financial assistance through various water quality improvement projects including the construction of municipal sewage and water recycling facilities, remediation for underground storage tank releases, watershed protection projects, and non point source pollution control projects.
    • Department of Water Resources
      This Department provides funding in the forms of loans and grants to local public agencies for water conservation and other water-related projects.